Get Paid When You Need It Most
Take the Confusion out of INDEMNITY INSURANCE
Unexpected medical events can create financial stress—but they don’t have to. I’m here to help you understand how Indemnity Insurance provides direct payments for covered events, giving you flexibility and peace of mind.
Indemnity plans pay you directly, offering set cash benefits for things like hospital stays, surgeries, or doctor visits—so you can choose how to use the funds when life happens.
Indemnity Plan Benefits:
✓ Pays cash directly to you
✓ Covers hospital stays, surgeries, or outpatient procedures
✓ Helps with deductibles, co-pays, and lost income
✓ Use for everyday expenses like childcare, groceries, or bills
✓ Flexible financial support during recovery
Let’s simplify your coverage—so you can feel secure, no matter what life throws your way.
STILL NOT SURE?
Learn More About Indemnity Insurance Below
What Is Indemnity Insurance?
Indemnity insurance—also known as fixed benefit or hospital indemnity coverage—provides cash benefits for specific medical events like hospital stays, surgeries, or doctor visits.
Unlike traditional health insurance, you receive a set cash amount, which you can use however you need.
How It Works
When a covered event occurs—like a hospital admission or outpatient surgery—your indemnity plan pays you directly.
You choose how to use the money:
Cover deductibles and co-pays
Pay for childcare, transportation, or groceries while recovering.
Help with lost income from time off work
Or even save it for future care needs
It’s your benefit, your way—giving you financial control during a health event.
Why Choose Indemnity Insurance?
Cash paid directly to you, not the provider
No network restrictions—you choose your doctor or hospital
Stackable with other coverage
Helps bridge the gap between what your health insurance covers and what you actually pay
Peace of mind during unexpected medical events
Who It's Great For
Individuals with high-deductible health plans
Families who want extra support during health emergencies
Seniors on Medicare looking to reduce out-of-pocket costs
Anyone who wants a financial safety net
Typical Benefits May Include:
Daily hospital confinement benefits
Surgery & anesthesia reimbursement
Ambulance & ER visit coverage
Skilled nursing facility care
Outpatient treatment
Benefits vary by plan—let us help you pick the one that fits your lifestyle
The Delmarva Way
Expert coverage, competitive rates, and unmatched support.
Protect what matters with confidence.
"At Delmarva Benefit Group, our mission is to build lasting relationships through trust, transparency, and service that goes above and beyond. We provide honest guidance, expert support, and personalized care — always putting your best interests first."
Personalized insurance plans tailored to your needs.
24/7 customer support for all your queries.
Reliable claims process with quick approvals.
A trusted name with years of industry experience.
Affordable premiums without compromising on quality coverage.
Innovative plans designed to adapt to your lifestyle.
Thinking of Joining Us?
Our expert team is here to guide you every step of the way — from licensing and training to maintaining your Medicare certification and beyond.
Get in touch today
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Suite 1D Felton, DE 19943
Phone
(302) 724-6656
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