Terms of Service
Last Updated: July 2, 2026
These Terms of Service ("Terms") govern your use of https://delmarvabenefitgroup.com and the services provided by Delmarva Benefit Group ("Delmarva Benefit Group," "we," "us," or "our").
By accessing or using our website or services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with these Terms, please do not use our website or services.
If you have any questions, please contact us at:
Email: [email protected]
Phone: 1-866-938-7595
Who Can Use Our Services
You must be at least 18 years of age to use our website or participate in our SMS messaging program.
By using our website or services, you represent that you are at least 18 years old and have the legal authority to enter into these Terms.
About Our Services
Delmarva Benefit Group provides education, guidance, and assistance relating to Medicare and insurance products.
The information available on this website is provided for general informational purposes only and is not intended as legal, tax, financial, or medical advice, nor should it replace personalized advice from a licensed insurance professional.
Eligibility, coverage, premiums, and plan availability vary depending on your individual circumstances, geographic location, and applicable federal or state regulations.
Unless expressly stated otherwise, Delmarva Benefit Group is not affiliated with or endorsed by the U.S. Government, Medicare, or the Centers for Medicare & Medicaid Services (CMS). Medicare has not reviewed or endorsed the information contained on this website.
SMS Messaging Terms & Compliance
Program Description
Our SMS messaging program sends appointment confirmations, appointment reminders, scheduling updates, customer support communications, Medicare educational event notifications, and, where you have separately consented, marketing communications.
Messages are sent only to individuals who have expressly opted in through our website forms, appointment scheduling forms, event registration forms, or other approved consent methods.
Transactional and marketing SMS consent are collected separately whenever applicable.
Consent
By providing your mobile phone number and opting in, you expressly consent to receive SMS messages from Delmarva Benefit Group for the categories of communication you selected.
Consent to receive SMS messages is not a condition of purchasing any goods or services.
We maintain records of your consent, including timestamps where required by law.
Our SMS program complies with the Telephone Consumer Protection Act (TCPA), CTIA Messaging Principles and Best Practices, and other applicable federal and state regulations.
Opting Out
You may cancel SMS communications at any time by replying STOP to any text message.
After we receive your STOP request, we will send one final confirmation message confirming your opt-out status.
You will not receive additional SMS messages unless you opt in again.
HELP Instructions
Reply HELP to any SMS message for assistance.
You may also contact us directly:
Email: [email protected]
Phone: 1-866-938-7595
during our normal business hours.
Message Frequency
Message frequency varies depending on your appointments, service requests, event registrations, and communication preferences.
Message & Data Rates
Standard message and data rates may apply.
For information regarding your wireless plan, please contact your mobile carrier.
Carrier Liability
Wireless carriers are not liable for delayed or undelivered messages.
Supported Carriers
Our SMS program is designed to work with major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and most regional carriers. Carrier availability may change without notice.
Privacy
Your use of our SMS messaging services is also governed by our Privacy Policy.
We never sell or share SMS opt-in information, mobile phone numbers, or consent records with third parties or affiliates for marketing purposes.
If you have any questions regarding privacy, please read our privacy policy: https://delmarvabenefitgroup.com/privacy-policy
Your Responsibilities
You agree to:
Provide accurate and complete information.
Use our website only for lawful purposes.
Not interfere with the operation or security of the website.
Not attempt to gain unauthorized access to our systems or information.
Not transmit viruses, malicious code, or other harmful content.
Comply with all applicable laws while using our services.
Intellectual Property
All content available on this website—including text, graphics, logos, icons, images, videos, downloadable materials, trademarks, and software—is the property of Delmarva Benefit Group or its licensors and is protected by United States copyright, trademark, and intellectual property laws.
You may view and print individual pages for your own personal, non-commercial use.
You may not reproduce, distribute, modify, publish, transmit, create derivative works from, or commercially exploit any material from this website without our prior written permission.
User Content
If you voluntarily submit comments, reviews, testimonials, photographs, videos, feedback, or other content through our website or digital platforms, you represent that you own or have permission to submit that content.
You grant Delmarva Benefit Group a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, publish, and display that content in connection with our business, marketing, and promotional activities, unless otherwise agreed.
Third-Party Websites
Our website may include links to third-party websites for your convenience.
We do not own or control those websites and are not responsible for their content, privacy practices, products, or services.
Your use of third-party websites is governed by their own terms and privacy policies.
Online Purchases
If any products or services are offered through our website, payment processing may be handled by trusted third-party providers.
We are not responsible for errors, delays, or issues arising from third-party payment processors or merchants.
Any purchases made through third-party services are subject to those providers' own terms and conditions.
Disclaimer
Our website and services are provided on an "AS IS" and "AS AVAILABLE" basis.
While we strive to keep all information accurate and current, we make no warranties or representations regarding:
accuracy
completeness
reliability
availability
security
uninterrupted operation
fitness for any particular purpose
Your use of the website is entirely at your own risk.
Limitation of Liability
To the fullest extent permitted by applicable law, Delmarva Benefit Group shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of your use of—or inability to use—our website or services.
Where liability cannot legally be excluded, it shall be limited to the maximum extent permitted under applicable law.
Certain jurisdictions do not allow limitations on certain damages, so portions of this section may not apply to you.
Indemnification
You agree to indemnify, defend, and hold harmless Delmarva Benefit Group, its owners, employees, contractors, affiliates, agents, and representatives from any claims, liabilities, damages, losses, expenses, or legal fees arising out of your violation of these Terms or misuse of our website or services.
Termination
We reserve the right to suspend, restrict, or terminate your access to our website or services at any time, without prior notice, if we reasonably believe you have violated these Terms or engaged in unlawful or abusive conduct.
The Disclaimer, Limitation of Liability, Intellectual Property, Indemnification, Governing Law, and any other provisions intended to survive termination shall remain in effect following termination.
Governing Law
These Terms shall be governed by and interpreted under the laws of the State of Delaware, United States, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of our website shall be resolved in the appropriate state or federal courts located in Delaware unless otherwise required by applicable law.
Changes to These Terms
We may update these Terms of Service from time to time.
The most current version will always be posted on this page together with the updated "Last Updated" date.
Your continued use of our website after any revisions become effective constitutes acceptance of the revised Terms.
Contact Information
Delmarva Benefit Group
7852 S. Dupont Hwy, Suite 1D
Felton, DE 19943
Phone: 1-866-938-7595
Email: [email protected]
Website: https://delmarvabenefitgroup.com
By using this website or our services, you acknowledge that you have read, understood, and agree to these Terms of Service.